This month’s savings tip focuses on saving money on various everyday habits and was provided by Jennifer Ulrich, Project Manager.

Up to now we have provided you with some excellent tips on how to save money in various ways.  This month I would like to highlight some small things you can do in your everyday habits that are sure to save small amounts that can add up big!

  1. Home brew Try to alternate days that you buy coffee and make it at home and bring it with.  You do not have to give up that tasty Dunkin or Starbucks everyday, but cutting it out a few days a week can add up to significant monthly savings.
  2. Bring your lunch to work day. While it is convenient at times to buy lunch out and certainly can be more enticing at times, by preparing your lunch at home and brown bagging it you will almost always pay a fraction of what you would pay by eating out.
  3. Just filter it! Depending on the pollutant levels in your home or work tap water, filtering will eliminate most toxins.  Bottled water, even at its cheapest can cost $4 per case of 24 bottles.  Another cost that can easily add up when you are meeting your 8 glasses a day!
  4. As good as new. The reduce, reuse, recycle theme is one that should be considered when making purchases.  Cell phones, pcs, and even automobiles are some of the most common items that are just as good refurbished as they are new.  Consider these items before hopping on the “brand new” bandwagon and you are sure to notice a price difference.

While some of these tips may seem like common sense, you would be surprised at how many people go the easy but more costly route in their daily budgeting.

Additionally, the following categories of your personal expenses can be areas of substantial savings if all you do is just pick up the phone and negotiate with your provider:

1. Cellular

     2. Lawn-care

     3. Internet/Phone/Cable

     4. Home Insurance

     5. Trash Services

Give these suggestions a try and let us know the results!

Until Next Time,

Jason Ritchason -President

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